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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.

Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.

What our customers say about us...

Evan Morris

May 19, 2023

5  out of  5 rating by Evan Morris
"I’ve worked with Brad Sund and his team for years now. They helped me get coverage on a difficult refinance of my home. They went above an beyond. Danny Payne was especially helpful! He is very knowledgeable and efficient in his drawing up of policies. I highly recommend him!"

laura owens

May 19, 2023

5  out of  5 rating by laura owens
"Brad and his associates are very attentive and have provided great service."

Madhusudan Kinthada Venkata

April 21, 2023

5  out of  5 rating by Madhusudan Kinthada Venkata
"Very generous in explaining all aspects of the premium and guided me to find the best possible quote, thanks to Daniel Payne"

William Pearse

April 14, 2023

5  out of  5 rating by William Pearse
"Very responsive to claims needs and supportive in helping navigate the hectic insurance process in times of high stress. 10/10 would recommend."

Dave Fox

April 14, 2023

5  out of  5 rating by Dave Fox
"These guys are personable and knowledgeable and willing to go the extra mile for you. Highly recommend for all your insurance needs !!!"

Alicia Magallanes

April 12, 2023

5  out of  5 rating by Alicia Magallanes
"Danny Payne is a phenomenal rep to work with. I recently had to flow through some quick insurance transition needs and he swiftly helped me. He is all about solutions, providing timely information, and very responsive! I would definitely recommend him to people in my friends and family networks."

Kristine Kappel

February 7, 2023

5  out of  5 rating by Kristine Kappel
"I really appreciate Brad Sund and his team, especially James and Katie. Everyone always goes above and beyond to help me and look for ways I can get additional discounts on my insurance. I've had State Farm insurance for more than 20 years. I am certainly not the biggest customer, but I am always treated like their only customer which is why I stick with them. I don't believe in rate shopping when you have good customer service and that is why I haven't shopped around - their rates are good and fair and the customer service and response is top notch. I relocated from Chicago 3 years ago and asked my State Farm agent there for a San Diego recommendation and I am so glad he connected me with Brad's team. Through renters to homeowners to car (and new car!) insurance they have been incredibly helpful. Highly recommend!"

Jeff Bates

January 31, 2023

5  out of  5 rating by Jeff Bates
"I love State Farm and this agency gives great personal service. They really listen to your situation and tailor what they offer to what you need. Highly recommended."

Melissa Winkler

January 17, 2023

5  out of  5 rating by Melissa Winkler
"We have had a wonderful experience with Brad Sund and his staff, and would recommend this office to anyone! Recently, we had a complicated issue with an auto insurance claim. Brad was incredibly responsive and helpful in getting it resolved quickly. Very happy to have him as our agent!"

Family Gray

October 5, 2022

5  out of  5 rating by Family Gray
"Brad, Katie, Danny, and James, all at Brad Sund State Farm Insurance have given me top notch insurance for years. Thanks"

Chinkhuslen Gerelt-Od

September 30, 2022

5  out of  5 rating by Chinkhuslen Gerelt-Od
"I will give 6 starts to James Kashmere for his great for work. He was so helpful and easy to communicate with. Whole process was so smooth without any problem. So again thank you James"

Julia Hoang

September 22, 2022

5  out of  5 rating by Julia Hoang
"Daniel Payne helped me get the best price for my auto insurance quote! He explained everything clearly and helped me get additional discounts by adding additional coverage. I pretty much researched all the top insurance companies and his quote was the cheapest! Thanks Danny! This is what I got for the same policy! STATE FARM: $277 Geico: $380 AAA: $333 Costco: $420 Wawanesa & Progressive: Tried finding a quote online and didn’t work and also called and couldn’t get through."

Kristen Pritchard

June 22, 2022

5  out of  5 rating by Kristen Pritchard
"Amazing customer service! James Kashmere was extremely helpful and timely with what I was needing. I was shopping around for business insurance for my small business and in less than an hour he had a very reasonable quote for me. Within 24 hours he had my insurance all setup with all of the documents I needed. Thank you James! Impeccable service."

Cory Golden

June 21, 2022

5  out of  5 rating by Cory Golden
"Had a great experience with James Kashmere - very quick, efficient and helpful in working through my transition to a new state. James provided multiple options and made sure I had the best policy that fit my needs."

Mariam Kaskorkis

June 20, 2022

5  out of  5 rating by Mariam Kaskorkis
"This agency is great. I’d known Danny for a while and decided to give him a shot at my insurance. The prices are fair for the value and super speedy level of service I receive. And recently upon getting engaged, he let me know we could insure my ring and review Life Insurance options for my new chapter in life. Life insurance underwriting was super easy and I am so happy this part of my engagement is already taken care of quickly and conveniently. I definitely recommend this agency// working with Danny Payne if you need help with your insurance!"

Jeremy Belge

June 15, 2022

5  out of  5 rating by Jeremy Belge
"My experience was truly unbeatable. I worked with Brad's teammate James Kashmere on getting an umbrella policy setup and things couldn't have been any easier. James knew his stuff, so the process was blazing fast. I asked tons of questions along the way and James had an answer for it all. Oh, and he optimized my car insurance (better protection + lower cost) along the way. I would recommend this team to anyone."


June 3, 2022

5  out of  5 rating by E T
"Danny is extremely polite, knowledgeable, always willing to help, and quick and efficient with anything and everything that is needed. He helped my fiance and I bundle our insurance for a great price! We won't do business or work with anyone else."

Josh McCausland

June 2, 2022

5  out of  5 rating by Josh McCausland
"Moving. Ugh . . those six letters can make even the toughest individual quiver. The word makes me cringe when even seeing it. Few things can agglomerate individuals from all walks of life through trauma bonding, much like moving can. I am sitting here after planning a cross country move, after the hold lines, endless excruciating coordination between parties, and existential long nights pondering my purpose in life. The one diamond that shines brightly through the vast amount of rough, was James Kashmere at Brad Sund State Farm. Now, James kindly answered my initial phone call with enthusiasm and a welcoming tone which was… well strange. I informed him of my move from Chicago to San Diego and we started a dialogue. Like people. Like real human individuals interested in each others stories. (What is that like?) He was able to help me efficiently and with such grace it awoke me back up from my battered, dilapidated state of being. James is the hero that San Diego needs. Possibly, the one it deserves as well. I can’t entirely say yet, since I am brand new to this area. But, I will say the warmth and welcome I received from State Farm was subjacent only to the unfiltered sunlight the city receives. Whatever you all are paying James, he deserves more. Double. Triple. Heck, maybe even QUADRUPLE! (And, no he didn’t pay me to write this although I am open to the hand out.) Bless you all and I hope you continue to no only provide great service but receive great appreciation in return. (And also profits and whatnot as well… since I guess you need that to stay in business) Bye! See y'all in the sun!"


May 19, 2022

5  out of  5 rating by Lee
"Danny was absolutely excellent. He helped me find better coverage at a cheaper rate than my previous insurance policies. I highly recommend this team, they care about your needs and will find coverage to best suit your needs."

Ruth Lipschutz

May 10, 2022

5  out of  5 rating by Ruth Lipschutz
"Danny went above and beyond in working out a policy that was affordable and covered my needs. He was generous in sharing information, knowledgeable, supportive and easy to talk with. he responded promptly to calls and emails and was very helpful. This is an excellent office to work with. I highly recommend them."

Janet Medina

March 29, 2022

5  out of  5 rating by Janet Medina
"Working with State Farm has been great, I have been with them for about 6 years. Daniel Payne is so knowledgeable, very responsive and has helped me make the best insurance decisions through different life events. I highly recommend reaching out to this team."

Cornelius Smith

March 18, 2022

5  out of  5 rating by Cornelius Smith
"Wow. I simply can’t express how thankful I am to my agent, Daniel Payne, for his determination in my life insurance case. A little background: I was a tough one to insure--EXTENSIVE medical history, and to top it off, I had been previously denied by one of those less personal app-based life insurance startup companies you see advertising nowadays. None of this phased Daniel. His calming voice and understanding disposition as I summarized my situation to him was such a nice touch, and was really helpful when discussing such important and somewhat personal matters as these things can sometimes be. He gave me a crash course on life insurance, spoke clearly to me, and didn't make outrageous promises or guarantees, nor did I feel he tried to upsell me or steer me in a direction other than what I had originally expressed to him in any way. All of this said, don’t let the calm demeanor fool you. Daniel is behind the scenes moving mountains on your behalf to get things done. Besides the fact that I was such a non-ideal candidate, we hit a bit of a speed bump with my doctor’s office and a few policies they had regarding release of medical records, but Daniel and I worked together and got through it without issue. Also of note, Daniel made my case super convenient by giving me his PERSONAL cell phone number, which expedited the process big time in my opinion whenever action was required on my part. In the end, I simply can't express enough gratitude or say enough great things about Mr. Daniel Payne and the Brad Sund Office for bringing on this fine gentleman and allowing me the priceless peace of mind of knowing my family will be well taken care of should life ever take an unexpected turn."

jasmyn Wilkinson

March 17, 2022

5  out of  5 rating by jasmyn Wilkinson
"Danny Payne is awesome he has been more than helpful and prompt and professional. I absolutely love my insurance team thank you"

Phillip Erwin

March 16, 2022

5  out of  5 rating by Phillip Erwin
"I've been working with Daniel Payne for nearly 4 years and I have to honestly say it's the best insurance experience I've ever had. Incredibly professional and quick responsiveness to my inquiries. I never feel rushed on the phone and easily get all of my needs met. I definitely will not be changing insurance agents anytime soon. I definitely recommend!"

Mark Groveman

January 25, 2022

5  out of  5 rating by Mark Groveman
"I have been working with Daniel Payne and the Brad Sund agency for going on three years now. His strategies have definitely worked in my favor over the years, saving me a bunch of money on various deductibles. As luck would have it, I cracked my BMW windshield two times in the past two years and I haven’t paid a dime out of pocket for them to be replaced (they are very expensive). Thanks State Farm! I recommend getting a quote. Daniel is very thorough and will explain everything well. I am going to use this agency for the foreseeable future!"